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GBP payouts · mid-market rate

Send USD to the United Kingdom, at the mid-market rate.

Pay out to a bank account in British pounds (GBP) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.

Reviewed · Estimated rate, as of Sep 10, 2026, 09:16 AM UTC · by Joyce Chin, Chief Operating Officer & Compliance Officer

Estimate a payout

estimate

USD

They receive

≈ £733.03

Payout currency

1 USD = 0.7375 GBP

Account type
Poplin fee$6.00 (0.5% + $1.00)

Estimated mid-market rate, as of Sep 10, 2026, 09:16 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.

Exchange rate

0.7375

GBP per US dollar — the mid-market rate with no markup, shown before you send.

Estimated · as of Sep 10, 2026, 09:16 AM UTC

1%

personal + $1.00 fixed

0.5%

business + $1.00 fixed

$1.02

minimum · up to £1,000,000 (about $1,400,000) per transfer

Seconds

between Poplin accounts

// worked example

Sending $1,000.00 to the United Kingdom

You send

$1,000.00

Poplin fee (business)

−$6.00

0.5% + $1.00 fixed

They receive

£733.03

1 USD ≈ 0.7375 GBP · mid-market, no markup

You send

$1,000.00

Poplin fee (personal)

−$11.00

1% + $1.00 fixed

They receive

£729.34

1 USD ≈ 0.7375 GBP · mid-market, no markup

Sending $1,000.00 to the United Kingdom on a business account costs $6.00 and delivers ≈£733.03 at the mid-market rate; on a personal account it costs $11.00 and delivers ≈£729.34.

Estimated at the mid-market rate as of Sep 10, 2026, 09:16 AM UTC; the exact amount your recipient receives is shown before you confirm.

// Rate history

How the USD → GBP rate has moved

Between 12 Aug 2026 – 10 Sept 2026, captured daily, the rate ranged from a low of 0.7323 to a high of 0.7414 GBP per US dollar; the latest recorded rate, 0.7376, sits in the middle of that range.

Rate history range

Mid-market rate, no markup · captured daily · as of Sep 10, 2026, 09:00 AM UTC

// the details

Sending USD to the United Kingdom: the details

Sending US dollars to the United Kingdom: payout currency, delivery method, delivery time, transfer limits, and exchange rate.
DetailValue
Payout currencyBritish pound (GBP)
Delivery methodBank transfer over Faster Payments, CHAPS, Bacs
Delivery timeIn real time over Faster Payments, the same business day over CHAPS, within two business days over Bacs — which one a payout uses depends on the bank details your recipient has. Occasionally a banking partner pauses a transfer for a short compliance check.
Transfer size$1.02 minimum · up to £1,000,000 (about $1,400,000) per transfer
Exchange rateMid-market, no markup (1 USD ≈ 0.7375 GBP)
What you needYour recipient’s bank details in the United Kingdom — the account name, account number, and any local routing code.

Every way we pay out to the United Kingdom

Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.

Every network we pay out to the United Kingdom over, with each one’s delivery time, minimum, per-transfer limit, and personal fee.
CurrencyPaid overDelivery timeMinLimitFee
GBPFaster Payments · localreal time$1.02Up to £1,000,0001% + $1.00
GBPCHAPS · localsame day$1.02Up to £1,000,0001% + $1.00
GBPBacs · local2 days$1.02Up to £1,000,0001% + $1.00
EURSEPAreal time to next day$1.02No limit1% + $1.00
USDSWIFT1–4 days$35.36No limit1% + $35.00

Fees shown for a personal account.

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

We also pay out to the United Kingdom in EUR over SEPA (1% + $1.00 on a personal account, 0.5% + $1.00 on business), and in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).

You can also open a Poplin account from the United Kingdom — see every country you can open one from.

How to send USD to the United Kingdom

  1. 1

    Open your Poplin account

    Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.

  2. 2

    Add your recipient in the United Kingdom

    Enter the amount in US dollars and your recipient’s bank details in the United Kingdom.

  3. 3

    Confirm and send

    Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.

Sending USD to the United Kingdom — FAQ

Speed

How long does it take to send USD to the United Kingdom?

Payments between Poplin accounts land in seconds, and bank payouts arrive in real time over Faster Payments, the same business day over CHAPS, within two business days over Bacs, depending on your recipient’s bank details. Occasionally a banking partner pauses a transfer for a short compliance check. Poplin tells you when that happens.

Rate

How has the USD to GBP rate moved over this period?

Between 12 Aug 2026 – 10 Sept 2026 the mid-market rate fell 0.43%, with a low of 0.7323 and a high of 0.7414 GBP per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.

Cost

How much does it cost to send money to the United Kingdom?

A payout to the United Kingdom in British pounds (GBP) costs 1% plus a $1.00 fixed fee on a personal account, or 0.5% plus $1.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.

Sending USD

Can I send US dollars to a bank account in the United Kingdom?

Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in British pounds (GBP) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in British pounds usually pays less. Your recipient’s account must accept US dollars.

Safety

Is my money safe while the transfer is processing?

Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Poplin can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.

Account

Can I open a Poplin account in the United Kingdom?

Yes. The United Kingdom is one of the countries Poplin can open an account from, so you can both hold US dollars and send to the United Kingdom. Identity verification applies, and some countries need additional checks; Poplin lists every country it can open an account from on its supported-countries page.

Send USD to other countries

All 191 payout countries →

Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.

Send USD to the United Kingdom.

Open a Poplin account in minutes. No monthly fees.