INR payouts · arrive in minutes
Send USD to India, at the mid-market rate.
Pay out to a bank account in Indian rupees (INR) from a US-dollar account in your own name. You see the fee and the exact amount your recipient gets before you send.
Reviewed · Estimated rate, as of Sep 10, 2026, 09:16 AM UTC · by Joyce Chin, Chief Operating Officer & Compliance Officer
Estimate a payout
estimate
They receive
≈ ₹94,575.98
- AED — UAE dirham
- ARS — Argentine peso
- AUD — Australian dollar
- BDT — Bangladeshi taka
- BOB — Bolivian boliviano
- BRL — Brazilian real
- CAD — Canadian dollar
- CHF — Swiss franc
- CLP — Chilean peso
- CNY — Chinese yuan
- COP — Colombian peso
- CRC — Costa Rican colón
- CZK — Czech koruna
- DKK — Danish krone
- DOP — Dominican peso
- EGP — Egyptian pound
- EUR — euro
- GBP — British pound
- GHS — Ghanaian cedi
- GTQ — Guatemalan quetzal
- HKD — Hong Kong dollar
- HNL — Honduran lempira
- IDR — Indonesian rupiah
- ILS — Israeli new shekel
- INR — Indian rupee
- JMD — Jamaican dollar
- JOD — Jordanian dinar
- JPY — Japanese yen
- KES — Kenyan shilling
- KRW — South Korean won
- LKR — Sri Lankan rupee
- MXN — Mexican peso
- MYR — Malaysian ringgit
- NGN — Nigerian naira
- NOK — Norwegian krone
- PEN — Peruvian sol
- PHP — Philippine peso
- PKR — Pakistani rupee
- PLN — Polish zloty
- QAR — Qatari riyal
- RON — Romanian leu
- SAR — Saudi riyal
- SEK — Swedish krona
- SGD — Singapore dollar
- THB — Thai baht
- TRY — Turkish lira
- TZS — Tanzanian shilling
- VND — Vietnamese dong
- ZAR — South African rand
No matches
1 USD = 95.3868 INR
Estimated mid-market rate, as of Sep 10, 2026, 09:16 AM UTC. The fee comes out of the amount you send, so the recipient gets the rest. The exact amount is shown before you confirm.
Delivery time
Minutes
bank payouts to India arrive in real time over IMPS. Occasionally a banking partner pauses a transfer for a short compliance check.
1%
personal + $1.00 fixed
0.75%
business + $1.00 fixed
95.3868
INR per USD · as of Sep 10, 2026, 09:16 AM UTC
$1.02
minimum · up to ₹1,500,000 (about $16,000) per transfer
// worked example
Sending $1,000.00 to India
You send
$1,000.00
Poplin fee (business)
−$8.50
0.75% + $1.00 fixed
They receive
≈ ₹94,575.98
1 USD ≈ 95.3868 INR · mid-market, no markup
You send
$1,000.00
Poplin fee (personal)
−$11.00
1% + $1.00 fixed
They receive
≈ ₹94,337.52
1 USD ≈ 95.3868 INR · mid-market, no markup
Sending $1,000.00 to India on a business account costs $8.50 and delivers ≈₹94,575.98 at the mid-market rate; on a personal account it costs $11.00 and delivers ≈₹94,337.52.
Estimated at the mid-market rate as of Sep 10, 2026, 09:16 AM UTC; the exact amount your recipient receives is shown before you confirm.
// Rate history
How the USD → INR rate has moved
Between 9 Sept 2026 – 10 Sept 2026, captured hourly, the rate ranged from a low of 95.0555 to a high of 95.3942 INR per US dollar; the latest recorded rate, 95.3942, sits in the upper third of that range.
Between 3 Sept 2026 – 10 Sept 2026, captured hourly, the rate ranged from a low of 94.3668 to a high of 95.3942 INR per US dollar; the latest recorded rate, 95.3942, sits in the upper third of that range.
Between 12 Aug 2026 – 10 Sept 2026, captured daily, the rate ranged from a low of 94.4051 to a high of 95.7879 INR per US dollar; the latest recorded rate, 95.3942, sits in the upper third of that range.
Between 31 Jul 2026 – 10 Sept 2026, captured daily, the rate ranged from a low of 94.4051 to a high of 95.7879 INR per US dollar; the latest recorded rate, 95.3942, sits in the upper third of that range.
Mid-market rate, no markup · captured hourly captured hourly captured daily captured daily · as of Sep 10, 2026, 09:00 AM UTC
// the details
Sending USD to India: the details
| Detail | Value |
|---|---|
| Payout currency | Indian rupee (INR) |
| Delivery method | Bank transfer over IMPS |
| Delivery time | In real time over IMPS. Occasionally a banking partner pauses a transfer for a short compliance check. |
| Transfer size | $1.02 minimum · up to ₹1,500,000 (about $16,000) per transfer |
| Exchange rate | Mid-market, no markup (1 USD ≈ 95.3868 INR) |
| What you need | Your recipient’s bank details in India — the account name, account number, and any local routing code. |
Every way we pay out to India
Each network runs on its own schedule. Which one a payout uses depends on the bank details your recipient has.
| Currency | Paid over | Delivery time | Min | Limit | Fee |
|---|---|---|---|---|---|
| INR | IMPS · local | real time | $1.02 | Up to ₹1,500,000 | 1% + $1.00 |
| USD | SWIFT | 1–4 days | $35.36 | No limit | 1% + $35.00 |
Fees shown for a personal account.
Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.
We also pay out to India in USD over SWIFT (1% + $35.00 on a personal account, 0.5% + $35.00 on business).
You can also open a Poplin account from India — see every country you can open one from.
Based in India and paid by clients or platforms abroad? See how to get paid in US dollars there, with your own US account and routing number.
How to send USD to India
- 1
Open your Poplin account
Sign up and verify your identity. Opening a US-dollar account is free and takes a few minutes.
- 2
Add your recipient in India
Enter the amount in US dollars and your recipient’s bank details in India.
- 3
Confirm and send
Review the fee and the amount they’ll receive — both shown upfront — then confirm with your passkey.
Sending USD to India — FAQ
Speed
How long does it take to send USD to India?
Payments between Poplin accounts land in seconds, and bank payouts arrive in real time over IMPS. Occasionally a banking partner pauses a transfer for a short compliance check. Poplin tells you when that happens.
Rate
How has the USD to INR rate moved over this period?
Between 12 Aug 2026 – 10 Sept 2026 the mid-market rate rose 0.08%, with a low of 94.4051 and a high of 95.7879 INR per US dollar. The rate is captured daily and shown at the mid-market rate with no markup.
Cost
How much does it cost to send money to India?
A payout to India in Indian rupees (INR) costs 1% plus a $1.00 fixed fee on a personal account, or 0.75% plus $1.00 on a business account. Currency conversion uses the mid-market rate with no markup, and every fee is shown before you confirm.
Sending USD
Can I send US dollars to a bank account in India?
Yes, over SWIFT. The fee is 1% + $35.00 on a personal account, 0.5% + $35.00 on business — a payout in Indian rupees (INR) costs 1% plus a $1.00 fixed fee instead, so a recipient with an account in Indian rupees usually pays less. Your recipient’s account must accept US dollars.
Safety
Is my money safe while the transfer is processing?
Yes. Your funds sit in your own account and only move when you confirm a transfer with your passkey. Poplin can’t spend, move, or freeze your balance. Occasionally a banking partner pauses a transfer for a short compliance check. A review delays a transfer — it never takes your money.
Account
Can I open a Poplin account in India?
Yes. India is one of the countries Poplin can open an account from, so you can both hold US dollars and send to India. Identity verification applies, and some countries need additional checks; Poplin lists every country it can open an account from on its supported-countries page.
Send USD to other countries
All 191 payout countries →- ARS Argentina
- AUD Australia1% + $1.00 · same or next day
- BDT Bangladesh1% + $1.00 · next day
- BOB Bolivia1% + $1.00 · same day
- BRL Brazil1% + $1.00 · real time
- CAD Canada1% + $1.00 · next day
- CLP Chile1% + $1.00 · next day
- CNY China
- COP Colombia1.4% + $1.00 · next day
- CRC Costa Rica1% + $1.00 · real time
- CZK Czechia1% + $1.00 · same day
- DKK Denmark1% + $1.00 · same day
- DOP Dominican Republic1% + $1.00 · same day
- USD Ecuador1% + $1.00 · same day
- EGP Egypt1% + $1.00 · same day
- USD El Salvador1% + $1.00 · same day
- EUR Eurozone1% + $1.00 · real time to next day
- GHS Ghana1% + $1.00 · real time
- GTQ Guatemala1% + $1.00 · same day
- HNL Honduras1% + $1.00 · same day
- HKD Hong Kong SAR China1% + $10.00 · real time
- IDR Indonesia1% + $1.00 · real time
- ILS Israel1% + $1.00 · next day
- JMD Jamaica1% + $1.00 · next day
- JPY Japan1% + $1.00 · same day
- JOD Jordan1% + $1.00 · next day
- KES Kenya1% + $1.00 · real time to 3 days
- MYR Malaysia1% + $1.00 · real time to next day
- MXN Mexico1% + $1.00 · real time
- NGN Nigeria1% + $1.00 · real time
- NOK Norway1% + $1.00 · same day
- PKR Pakistan1% + $1.00 · real time
- PEN Peru1% + $1.00 · next day
- PHP Philippines1% + $1.00 · real time
- PLN Poland1% + $1.00 · same day
- QAR Qatar1% + $1.00 · next day
- RON Romania1% + $1.00 · same day
- SAR Saudi Arabia1% + $1.00 · same day
- SGD Singapore1% + $1.00 · real time
- ZAR South Africa1% + $1.00 · next day
- KRW South Korea1% + $1.00 · real time
- LKR Sri Lanka1% + $1.00 · same day
- SEK Sweden1% + $1.00 · next day
- CHF Switzerland1% + $1.00 · next day
- TZS Tanzania1% + $1.00 · 2 days
- THB Thailand1% + $1.00 · real time to next day
- TRY Türkiye1% + $1.00 · real time
- AED United Arab Emirates1% + $5.00 · real time
- GBP United Kingdom1% + $1.00 · real time
- USD United States1% + $0.50–$20.00 · same day
- VND Vietnam1% + $1.00 · real time
Personal-account fee and the fastest delivery time — each page lists the networks that country is reached over, the personal and business fee, and, where we list them, the banks we pay out to.