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Payment rail · Saudi Arabia

What is sarie?

The sarie system is Saudi Arabia’s instant payment system, owned by the Saudi Central Bank (SAMA) and launched in 2021, for low-value transfers between local banks that are processed instantly, around the clock. Poplin pays out to Saudi Arabia over sarie, settling the same business day at the latest.

Source: Saudi Central Bank (SAMA) (opens in a new tab)

Reviewed · by Joyce Chin, Chief Operating Officer & Compliance Officer

Which rail reaches…

Which rail reaches your recipient?

Destination country

A payout to Saudi Arabia clears fastest over

sarie

Same day

settles the same business day · 1% + $1.00 on a business account

Also reaches USD accounts over

SWIFT1–4 days0.5% + $35.00

The recipient’s account details decide the rail — the fee is always shown before you send.

// at a glance

What the rail sets for a payout over sarie — and what Poplin charges to send.

Settlement

Same day

a ceiling, not the typical time

Reaches

1

country — Saudi Arabia

Paid out in

SAR

Saudi riyal

Business fee

1%

plus a $1.00 fixed fee

Clearing

Local

domestic clearing

Days are business days — a Saturday delays a same-day or next-day payout. These are ceilings, not typical times: within the window, how fast the money lands depends on the receiving bank.

// how it moves

How sarie payouts move.

From your US-dollar balance to an account in Saudi Arabia — four steps.

01

You send from USD

Enter an amount in your Poplin US-dollar account and confirm the payout — the full fee shows before you send.

02

Converted at mid-market

Dollars become Saudi riyals at the mid-market rate — no markup added.

03

Cleared over sarie

Poplin clears the payout over sarie, Saudi Arabia’s instant payment system.

04

Arrives inside the window

sarie settles the same business day — a ceiling, not the typical time; how fast it lands depends on the receiving bank.

// coverage

Where sarie reaches.

Saudi Arabia

The one country Poplin pays out to over sarie, in Saudi riyals.

Send to Saudi Arabia →

Sending somewhere else?

Each destination clears over its own set of rails. See the rail, speed, and fee for any destination — or the fee for every rail on one page.

// related rails

sarie — FAQ

Basics

What is sarie?

The sarie system is Saudi Arabia’s instant payment system, owned by the Saudi Central Bank (SAMA) and launched in 2021, for low-value transfers between local banks that are processed instantly, around the clock. Poplin pays out to Saudi Arabia over sarie, settling the same business day at the latest.

Speed

How long do sarie payouts take?

Over sarie, Poplin payouts settle the same business day. Payments leave your account in seconds; sarie then clears the payout to the recipient’s bank.

Cost

How much does it cost to send money over sarie with Poplin?

A percentage of the amount plus a $1.00 fixed fee — 1% on a business account and 1% on a personal account, shown in full before you send. Conversion, where the payout currency isn’t US dollars, is at the mid-market rate with no markup.

Coverage

Which countries does Poplin reach over sarie?

sarie is how Poplin pays out to Saudi Arabia, in SAR. Poplin also reaches Saudi Arabia over SWIFT (USD) — which one a payout uses depends on the bank details your recipient has.

Send US dollars to Saudi Arabia over sarie.

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