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Get paid in USD · convert to LKR

Get paid in US dollars in Sri Lanka.

In Sri Lanka, BPO and services SMEs invoicing overseas clients are typically paid in US dollars — but converting each payment to rupees the moment it lands, at the bank’s rate that day, quietly erodes margin on a steady dollar revenue line. A US-dollar account lets you hold those dollars and convert to rupees at the mid-market rate, on your own schedule. Open the account from Sri Lanka with no US company, get paid in US dollars into an account only you control, then convert to Sri Lankan rupees at the mid-market rate or send to 191 countries.

For BPOs Services SMEs Outsourcing teams

Need the account in your company’s name instead? See business accounts →

Reviewed · by Joyce Chin, Chief Operating Officer & Compliance Officer

Your USD account details

Payment received

From a client · ACH

$4,200.00

Account holder
Your name
Account number
8829 3310 42
ACH / wire routing
540 1002 60

Example — you get your own account and routing number when you open.

No US company

open from Sri Lanka

In your own name

only you can move it

$0 to open or hold

no monthly fees

Convert to Sri Lankan rupees

mid-market rate

How to get paid in US dollars in Sri Lanka

1

Open a Poplin account from Sri Lanka

Sign up and verify your identity — free, no US company needed. Identity verification applies at signup. For an account in your company’s name, open a business account instead, where verification is a Know Your Business (KYB) review at signup.

2

Get your US account and routing number

Your US-dollar account comes with its own US account number and routing number, so clients can pay you exactly as they would pay a US bank account. The US-dollar account is available in 225 countries, Sri Lanka among them.

3

Get paid in US dollars

Give those details to your clients, employers, or platforms. The dollars land in your Poplin account, and only you can move them — Poplin can’t spend, move, or freeze your balance.

4

Convert to Sri Lankan rupees or send

Hold your balance in US dollars, convert to Sri Lankan rupees at the mid-market rate with no markup and pay out to a bank in Sri Lanka over SLIPS, or send to a bank account across 191 countries.

Getting paid in Sri Lanka — FAQ

Eligibility

Can I get paid in US dollars in Sri Lanka without a US company?

Yes. A Poplin account is in your own name — not a US entity — and comes with a US account number and routing number, so clients, employers, and platforms can pay you in US dollars the same way they pay any US bank account: by ACH, the US bank-transfer network, or by wire from abroad. You can open it from Sri Lanka; identity verification applies at signup.

Convert

How do I move my dollars to a bank account in Sri Lanka?

You can pay out in US dollars or in Sri Lankan rupees. In US dollars, pay out to your Business Foreign Currency Account (BFCA) at a Sri Lankan bank, arriving the same business day, for 1% + $1.00 on a personal account or 0.5% + $1.00 on a business account, up to $25,000 per payout. Or convert to Sri Lankan rupees at the mid-market rate with no markup, when the rate suits you, and pay out to a bank account over SLIPS, arriving the same business day, for 1% + $1.00 on a personal or business account. A bank converts dollars at its own buying rate. The exact amount is shown before you confirm.

Rules

Does Poplin change Sri Lanka’s 180-day rule for export earnings?

No. Under Sri Lanka’s exchange-control rules, set by the Central Bank of Sri Lanka, earnings from exporting services must be received in Sri Lanka within 180 days of providing the service, and holding them in a Poplin account does not change that. What Poplin changes is when you convert and at what rate: within that window you can pay out in US dollars to your Business Foreign Currency Account (BFCA), or convert to Sri Lankan rupees at the mid-market rate when the rate suits you, rather than at a bank’s rate on the day the payment lands.

Currencies

What currencies can I be paid in?

Clients, employers, and marketplaces can pay into your USD, EUR, GBP, and AED accounts, personal or business. US dollars reach the furthest — most clients and platforms pay in them.

Cost

What does it cost to get paid in Sri Lanka?

Receiving is 1% on a personal account, plus a fixed fee on USD ($0.50) and AED ($5.00), with no account or monthly fees. Converting to Sri Lankan rupees is at the mid-market rate with no markup, and the fee is shown before you send.

Safety

Is my money safe?

Your funds sit in your own account — not pooled, and never in Poplin’s hands. Poplin can’t spend, move, or freeze your balance; your account is secured with a passkey. Poplin is a service of Maash Inc., which is registered with FinCEN as a Money Services Business.

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Poplin is not affiliated with, endorsed by, or partnered with Upwork, Deel, Toptal, Patreon, Amazon KDP, and Freelancer.com. Their names and logos are trademarks of their owners. Payout options are each platform’s own and can change — check its current methods.

Get paid in US dollars in Sri Lanka.

Open a USD account in your own name — no US company, no monthly fees.